Find cover that fits your life, online.
Buying insurance or takaful online usually costs less, because there are no intermediary costs built in. CoverPal takes the stress out of finding the right plan, and stays with you through the whole journey, from choosing to claiming.
Browse by cover
Tap a cover to see the plans and prices for it.
See plansTerm life or hibahLeaves your family a lump sum if you're no longer around, so they can carry on.
See plansMedical cardPays the hospital bill when you're admitted, so your savings stay put.
See plansCritical illnessPays you cash if a serious illness stops you working. Think of it as income replacement.
See plansCancer coverWorks like critical illness cover but focused on cancer, so it usually costs less.
Financial score
Not sure what you need?
Our financial calculator looks at your family, income, commitments and the cover you already have, then shows where the gaps are, in ringgit. Takes about five minutes, no sign-up required.
How CoverPal works
- 1
Tell us about you
Your age, gender, whether you smoke and how much cover you want. That's it.
- 2
See real prices
Each insurer's own standard rate for you, yearly and monthly, side by side.
- 3
Buy direct
Pick a plan and finish on the insurer's own site. No agent needed.
CoverPal Plus
Buying online but not sure how to choose, or how to claim? With CoverPal Plus, you’re never on your own.
Plus is a real person who helps when it’s time to claim, change your policy or just make sense of it. RM50 a year, even for plans you bought somewhere else.
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Our partners
The 20 insurers and takaful operators whose online plans you can search on CoverPal.
